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One of the most exclusive games in Singaporean online casino is baccarat, which in most casinos, the traditional form is associated with elites. Such a reputation and long-held tradition is the reason why you will notice a tape shielding off high rollers from the rest of the general public. Thankfully, like everything else online, Singapore players of any kind can now learn how to play baccarat without limitations and, best of all, play a free baccarat game at your convenience. Baccarat is a staple game of any online Singapore casino offering you plenty of options to pick from, as you can choose a casino with the best bonuses and house edges.

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Baccarat Rules

Baccarat is a table game with 14 numbers running from one to fifteen, but skipping the number 13 usually associated with bad luck. It is played between the player and the banker who represents the house. The numbers grids represent the player, and on top of them, you have the banker box and finally the tie box. A player and a banker play the game. Each strives to possess a higher value of points. Bets can be placed on any of the three outcomes:

  • Player to win and the stakes are paid 1-1
  • Banker to win with bets also paid 1-1 but with a 5% commission to the house.
  • A tie which usually has the lowest odds with most casinos paying 8 – 1 and in some rare cases 9-1

Online baccarat is the perfect game for those seeing a game with few rules and which does not leave a lot of room for decision making. With three fixed results which you have the option of betting on all of them, you do not get caught up in a maze of choice to pick. The bets are placed before the cards are dealt. The aim of the game to have cards whose total value adds up close to 9. The typical types of cards are used, and each card has a value as described below:

  • The Ace is counted as 1
  • The numerical cards 2, 3, 4, 5, 6, 7, 8 and 9 are given their face value
  • 10 & The face cards that is the Jack, Queen and King count as 0

The total has to add up to a single number; there can be no double digits from ten onwards, and nine is followed a zero. However, in the course of play, you may get two cards adding up to more than nine. Say you are given a six and a five whose total is 11. The tens place is removed to establish the sum value of the cards. So, for 11, the sum will be one for 14, the total is four, etc. A more straightforward way of working it out is picking the last digit, so a nine and six face value total is 15, but by baccarat rules, the sum is five (9 + 6 = 15 (-10) = 5).

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How to Play Baccarat

Now that you understand the aim of playing free baccarat online in Singapore and the value of the cards, the next step is to figure out the baccarat gameplay. The game starts by you making bets long before you know which cards you will have, so you can bet on you winning, the banker winning or having a tie. Once the bets are placed, the cards are dealt by the dealer, known as a croupier, and the player facing up so that everyone can see them. Usually, there are six or eight complete decks of the card.

Both the banker and the player are given a pair of cards each. The value of the cards for each party is then added using the already discussed value systems with Aces having the least value (1), and 9 being the highest card value. 10s and the face cards count for zero. Once the totals are taken, three things can happen, directing the course of the game depending on the outcome. These are the potential outcomes

  • Either the banker or the dealer has a total of 8 or 9 for which is regarded as a natural win, and therefore, the party in question wins
  • The total could add up to a six or a seven and the party will have to stand, and the one with the highest total wins
  • The player could have a total sum of 5 or less, which will require drawing another card to improve their hand closer to nine until one of the two situations above is attained.

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In this regard, baccarat online is similar to blackjack online, as one may have to keep drawing to improve their hand. All this, while ten is subtracted for any sum beyond, will be carried out. If your two cards and any subsequent draws bring your total to 10, for example, your value is 0. If the total is 15, then the value is five, so you keep drawing.

Third Card Rules

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Third card rules add some complexity to the game of baccarat. It is essential to understand that the game is quite a rigid one with most decisions of the player and the banker being directed on set rules so much of the decision making is out of your hands, and the game is more luck and chance than strategy. In order to pick the third card and subsequent ones, the following situations have to have happened.

  1. None of the players should have a nine, which is a natural win, and you cannot lose. This is followed by the second natural hand eight, and if both parties have an 8, then it is a tie, if not the party with eight wins.
  2. If the player has a total of 6 – 7, he stands and does not draw another card. If the total is 0-5, then he can draw another card.

The banker’s position is determined by the outcome of the player’s hand. If the player stands, then the banker acts with regards to his hand following the same rule as the player, i.e., he stands if he has a total of 6 or 7 and draws another card for a total of 0 – 5.

However, if the player draws a third card then the rules guiding the banker’s options get complicated all dependent on the value the player draws and the total of the banker as follows:

  • If a player draws a card worth 2 or 3, the banker offers to draw cards with a value between 0 and 4 but maintains its card value between 5 and 7
  • If a player draws a card worth 4 or 5, the banker offers to draw cards with a value between 0 and 5 but maintains its card value between 6 and 7
  • If a player draws a card worth 6 or 7, the banker offers to draw cards with a value between 0 and 6 but maintains his card value 7
  • If the player draws an 8, the banker offers to draw a card valued between 0 and 2 and keeps his card value between 3 and 7
  • If a player draws an Ace, a 9, a jack, a queen, or a king, the banker offers to draw cards of between 0 and 3 and maintains its card value between 4 and 7
  • The banker always stands if he has a total of 7
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Player third CardBanker DrawsBanker Stays
80-2 Draws3-7, Stays
6 or 70-6 Draws7, Stays
4 or 50-5 Draws6-7, Stays
2 or 30-4 Draws5-7, Stays
9, 100-3 Draws4-7, Stays

Demo Versions Free Baccarat Game

A good practice is crucial if you are going to develop a complete understanding of the game to leave alone using strategy. Fortunately, you can learn how to play using our free demo games baccarat online for Singaporean players: baccarat by Betsoft, baccarat by NetEnt and baccarat from Pragmatic Play. You have the option of instant play, or if you plan on later playing with money, you can go the extra step of downloading the software. All that is required is opening an account and start playing. The interface is user friendly, and the table is clear to view and make your bets.

You set your bet amounts by clicking on the row of chips found at the bottom of the table. You can place your bet on the banker, player, or for a tie. Press the hit button, and the cards will be dealt with and counted automatically for you, and you will be guided through the rest of the procedure on standing and drawing.

Benefits of Playing Free Baccarat

Playing baccarat for free online offers you several advantages over Singaporean live casinos and, in some aspects, even the online real money versions. Some of the benefits include:

  • You get to play from the comfort of your room without having to meet the dress codes and high roller status of live casino baccarat tables;
  • Thanks to HTML5 coding language, it is easy to create casino games that are compatible with all devices from mobile to desktop and across all operating system languages. You can carry your game anywhere with you;
  • You get ample opportunity to practice and perfect your understanding of the game and even test out the various strategies go play to find one that suits you best;
  • You get to have fun and learn the game using virtual currency giving you more playing time but costing you nothing;
  • You have the option of instant play or downloading software, and you can pick one that best serves your needs.

Baccarat Game Variations

Like most other casino games, baccarat has developed over the years, and different versions have emerged as the game was introduced across different continents and even found itself online. These variations added thrilling aspects to the original game and fortunately did not make it any complex. Only the options for players are changed since, at its core, the game retains its simple gameplay. Our casino offers all the exciting variation you should try out, including Chemin de Fer, A Deux Tableau, and Punto Banco, which are the most widely known versions of the free baccarat game.

The simplicity of the game with its easy to follow the rules and the variety offered by the different versions makes the game uniquely popular among the many casino players worldwide.

Chemin de Fer

While it was first introduced in France, Chemin de Fer remains popular in Europe and worldwide even today. Chemin de Fer means railway in French, and in this game, one of the players acts as the banker while the rest are the ones to place bets (punters.) The main difference here is the player acting as the banker wagers his own money, not the house. Should the banker lose, then the position passes on o the next player in the order of the numbers assigned by location on the table. This arrangement allows all the players a chance to play as a banker against the rest of the players. Another interesting twist is that the player who has the highest personal stake will act as the representative of the other players against the banker. His choices are those of all the players involved, and he has the responsibility of making the correct bets for the rest of the players.

Baccarat Banque

The Baccarat Banque is also known as A Deux Tableau, meaning Two Tables. It is another common baccarat variation in Europe with several exciting twists and options for the players. As with the Chemin de Fer, the players get to the player against one of their own, and the one designated banker will be waging his own money. The only difference here is, the banker’s position is more permanent, and he can be picked based on a wide range of criteria. The banker could be picked by casino rules, place on the list, or amount of money on the table. The player is dealt with two hands, and he can use one or both. He can also issue a challenge of the banker to ‘go bank’ and wins if his bet matches the bankers bet. However, after three tries in which he fails to beat the banker, he no longer has the option to ‘go bank.’

Punto Banco

You can play Punto Banco without registering or depositing any money and play for free. It is a variation of baccarat with origins in Argentina and the rest of the Americas. It is a much faster version compared two the Chemin de Fer. In Punto Banco, the house is the banker. The players get to place their bets either with the banker (denoted by banco) and the player (indicated by punto). With the house playing the banker at all times, the terms Player and Banker only point to the two hands available for bets. The banker is not associated with the house or casino, while the player is not associated with the casino players.

History of Baccarat

The history of baccarat has many legends and even controversy on where and when it started. Some have gone as far as suggesting that it was developed as a religious practice by the ancient Etruscans. Still, others dispute the country of origin, whether it is France or Italy. In one popular and widely accepted version, the game of baccarat was developed by an Italian gambler Felix Falguierein sometime in the 15th century. What is not in dispute, though, is the role France played in making the game popular and associating it with the elites.

The earliest version played in France was Baccarat Banque, which was a three-person game and popular among the nobility. By the turn of the 19th century, the game had been popularized, and another version the Chemin de Fer was developed. Chemin de Fer was a zero-sum game played by two people picked from the Baccarat Banque. Part of the growth is attributed to the banning of card games using money, which drove it underground into private gaming rooms.

The game then moved to the Americas with the continued exploration, and the game expanded globally with new variations like Punto Banco developed. Punto Banco was developed in Mar De Plata casinos in Argentina, with European immigrants to the area. It would later find its way to the Las Vegas casino scene in the 1950s and thus continue the global expansion of baccarat. The late 1980s would see the introduction of another variation known as mini-baccarat. The idea here was to find a game that would match the needs of the masses without unsettling the high rolling players of the original version. It allowed for smaller limits and popularized baccarat across all classes.

FAQ: Online Baccarat Singapore

🃏 Do I need any skills to play baccarat online, free?

No, you do not require any skills, only an understanding of the rules of the game and the values for the various cards. It is mostly a game of chance and luck.

🃏 What is the highest possible score in baccarat?

The highest possible score is the total value of nine. There can be no double digits, and any sum above nine is subtracted by ten for the final score to be determined.

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🃏 What are the most popular baccarat types?

There are many baccarat versions with the most popular ones being Chemin de Fer, Baccarat Banque, and Punto Banco

🃏 Who draws in baccarat?

The banker and the player can both draw depending on the total sum of their first pair of cards. They only draw if it is 0 – 5 though the banker’s options are dependent on the results of the player.

🃏 What is a natural hand?

A natural hand is a result that gives you the sum of nine, making you the winner outrightly. A total of 8 is known as the second natural.